Free plan
AI
Microsoft Copilot
Microsoft’s free AI companion for web-grounded answers, writing, brainstorming, summarizing, voice and image creation.
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Last checked Aug 9, 2026
What is free?
Microsoft Copilot provides free AI chat for writing, brainstorming, summarizing and current web-grounded answers. Basic chat does not require sign-in. A personal account adds chat history, image creation, longer conversations, longer voice use and other features.
What are the limitations?
AI usage limits apply and Microsoft says quality, performance and availability may vary by feature, entry point and system conditions. Copilot features embedded in paid Microsoft 365 plans are separate from the free consumer assistant. Some desktop-app availability is region- or OS-specific even when the web version works.
Who is it best for?
People who want quick web-grounded answers without creating an account, or Microsoft users who want history, images and voice after signing in.
Muft verdict
The easiest no-account option in this batch for current web answers. Sign in only when you need saved history or richer features, and do not confuse free Copilot chat with paid Copilot features inside Microsoft 365 apps.